Disclaimers

1. Affiliate Disclosure (FTC Compliance)

How Affiliate Commissions Work

When you use our swap aggregator:

• You click a swap provider link → Our affiliate tracking code is included in the URL
• You complete a swap → The provider sends us a commission (typically 0.1% to 0.5% of the swap amount)
• Commission does NOT affect your rate → You pay the same price whether you use our link or not
• 21% goes to Bitcoin education → We donate 21% of our affiliate commission to Bitcoin education initiatives (verifiable on-chain)
• The rest goes back into building → The remaining revenue is reinvested into YouBuyBitcoin.com — education content, infrastructure, The Orange Pages, and platform growth. We don’t extract profits; we build.

Current Affiliate Partnerships

We currently display swap rates from (or are in the process of partnering with):

• ChangeNOW — Non-custodial instant exchange
• SimpleSwap — Cryptocurrency exchange aggregator
• FixedFloat — Instant cryptocurrency exchange
• Exolix — Non-custodial cryptocurrency exchange
• SideShift — No-account cryptocurrency exchange
• Others — We may add more providers over time

All affiliate links are marked with rel="nofollow sponsored" attributes for search engine transparency.

Our Commitment to Independence

We rank providers by best rate for you, NOT by highest commission for us. Our swap aggregator is designed to help you find the best deal, not to maximize our revenue. This is core to our mission of financial empowerment.

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2. Financial Disclaimer

YouBuyBitcoin.com:

• Is NOT a financial advisor, investment advisor, or registered broker-dealer
• Does NOT provide personalized investment recommendations
• Does NOT guarantee any financial outcomes or returns
• Does NOT endorse any specific investment strategy

You are solely responsible for:

• Your own investment decisions and research
• Consulting with licensed financial professionals before making financial decisions
• Understanding the risks involved in cryptocurrency
• Compliance with your local tax and regulatory requirements

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3. No Custodial Services

YouBuyBitcoin.com is a comparison tool, NOT a cryptocurrency exchange or custodian.

We do NOT:

• Hold, store, custody, or transmit cryptocurrency on your behalf
• Hold or transmit fiat currency
• Execute swaps or trades
• Act as a money transmitter, exchange, or financial institution
• Have access to your wallets, private keys, or funds
• Require KYC (Know Your Customer) verification (third-party providers may require it)

When you click through to a swap provider, you leave our site and enter into a direct relationship with that provider. We have no control over their services, security, fees, or policies.

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4. Educational Content Disclaimer

Educational content on YouBuyBitcoin.com is:

• Community-contributed: Written by community members, reviewed by moderators, but NOT authored by licensed financial professionals
• Creative Commons licensed: All content is CC BY-SA 4.0 (free to use, remix, and share)
• Opinions are authors' own: Views expressed in articles belong to the authors, not necessarily YouBuyBitcoin.com
• No guarantees of accuracy: While we strive for accuracy, we cannot guarantee all information is current or error-free

Always verify information from multiple sources and consult professionals before making financial decisions.

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5. Third-Party Services

YouBuyBitcoin.com integrates with third-party services for swap rate comparison. When you use these services:

• You leave our site: Third-party websites have their own terms, privacy policies, and risks
• We have no control: We cannot control third-party actions, security, uptime, or policies
• Your responsibility: You are responsible for reviewing third-party terms before transacting
• KYC/AML compliance: Some providers require identity verification — this is their requirement, not ours
• Tax reporting: Cryptocurrency swaps may be taxable events in your jurisdiction — consult a tax professional

We are not liable for: Third-party provider failures, hacks, scams, incorrect rates, slow transactions, or any losses incurred through third-party services.

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6. Accuracy & Availability Disclaimer

Swap rates displayed on YouBuyBitcoin.com are:

• Estimates: Rates are fetched from third-party APIs and may not reflect real-time prices
• Subject to change: Cryptocurrency prices are volatile; rates may change between viewing and executing
• Not guaranteed: Actual swap rates may differ due to network fees, slippage, or provider changes
• API-dependent: If provider APIs are down or slow, we may show demo data (clearly marked)

All information on this site is provided "AS IS" without warranty of any kind. We do not guarantee accuracy, completeness, or timeliness.

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7. Geographic Restrictions

Cryptocurrency regulations vary by jurisdiction. You are responsible for:

• Ensuring your use of this site complies with local laws
• Verifying that swap providers operate legally in your jurisdiction
• Understanding restrictions on cryptocurrency in your country
• Complying with tax, AML, and KYC regulations

Some swap providers may not be available in certain countries (e.g., USA, sanctioned jurisdictions). This is beyond our control.

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8. No Warranty

YouBuyBitcoin.com is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including but not limited to:

• Merchantability, fitness for a particular purpose, or non-infringement
• Uninterrupted, secure, or error-free operation
• Accuracy of rates, data, or educational content
• Freedom from viruses, malware, or harmful components

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9. Cryptocurrency Risk Warning

Risks include but are not limited to:

• Volatility: Bitcoin and other cryptocurrencies experience extreme price swings
• Loss of funds: Sending to wrong address, lost private keys, hacks, scams
• Regulatory risk: Governments may ban, restrict, or heavily regulate cryptocurrency
• Technology risk: Bugs, network failures, hard forks, or protocol changes
• Liquidity risk: You may not be able to sell at your desired price or time
• No consumer protection: Unlike banks, cryptocurrency transactions are irreversible
• Tax implications: Crypto transactions may be taxable in your jurisdiction

Past performance does NOT indicate future results. Historical price increases do not guarantee future gains.

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10. Tips & Donations

When you “tip” YouBuyBitcoin.com:

• It’s a voluntary donation — no payment is ever required to use any part of this platform
• The Orange Pages are forever free — listing a business costs nothing, now and always
• Every sat goes into the platform — tips go straight into building YouBuyBitcoin.com: education content, infrastructure, The Orange Pages directory, and the long-term vision. We reinvest everything — this is a multi-year build, not a quick flip
• No goods or services in exchange — a tip is a donation, not a purchase. It does not entitle you to any product, service, or priority
• Non-refundable — Bitcoin transactions are irreversible by nature. Tips cannot be refunded once sent
• Not tax-deductible — YouBuyBitcoin.com is not a registered charity. Tips may not qualify as tax-deductible donations in your jurisdiction

We are grateful for every sat. Your support helps us build free, open Bitcoin education for everyone.

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11. Questions About This Disclaimer?

This website is operated by Marius, a private person.

If you have questions about our disclaimers, affiliate relationships, or risk warnings, contact us:

• Email: legal@youbuybitcoin.com
• General Contact: info@youbuybitcoin.com